Should retirees want a higher social security cola or a lower social security cola? naturally people want a higher cola. there were a ton of complaints when there. The purpose of the cola is to ensure that the purchasing power of social security and supplemental security income (ssi) benefits is not eroded by inflation.. The social security administration announced today that beneficiaries will see a 1.5% cost-of-living adjustment (cola) beginning in their january 2014 checks..

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